Getting a ALT loan is simple. Visit our application page, connect your wallet, provide basic information, and our AI will assess your eligibility. Most applications are approved within minutes and funds are transferred immediately to your wallet.

You need a compatible crypto wallet (MetaMask, WalletConnect, etc.), some transaction history to verify your creditworthiness, and basic personal information. No traditional credit check or collateral required.

Our automated approval system typically processes ALT loan applications within 2-5 minutes. Once approved, funds are immediately transferred to your wallet. No waiting days or weeks like traditional lenders.

Our current APR for ALT loans is 14.5%. This rate includes all fees with no hidden charges. The rate may vary based on loan amount, term length, and your creditworthiness profile.

You can borrow up to $35,000 in ALT. The exact amount depends on your credit assessment, wallet history, and other risk factors. Start with a smaller amount to build your lending history with us.

ALT loans offer flexible repayment terms from 30 days to 12 months. You can repay early without penalties, make partial payments, or set up automatic repayments. All terms are clearly disclosed before you accept the loan.

No hidden fees. The 14.5% APR includes all costs. No origination fees, no prepayment penalties, no surprise charges. What you see is what you pay.

We use bank-level security including 256-bit SSL encryption, multi-signature wallets, and smart contract audits. Your private keys never leave your wallet, and all transactions are on-chain for transparency.

Never. We use non-custodial wallet connections, meaning your private keys always remain in your control. We cannot access your funds without your explicit transaction approval.

Since we don't control your wallet, it's crucial to backup your seed phrase securely. If you lose wallet access, contact our support team - we may be able to help with alternative repayment methods for existing loans.

Yes. We encrypt all personal data, never sell information to third parties, and only collect what's necessary for lending compliance. Read our privacy policy for complete details.

Repay directly through our platform using your connected wallet. You can make full payments, partial payments, or set up automatic repayments. We accept ALT or other approved cryptocurrencies.

We understand that life happens. Contact us immediately if you're having trouble. We offer payment plans, extensions, and work with borrowers to find solutions. Late fees may apply as outlined in your loan agreement.

Yes! You can repay your loan early at any time with no prepayment penalties. This can save you money on interest and improve your credit profile for future loans.

We may report positive payment history to help build your credit profile. Late payments could also be reported. We'll always notify you before reporting any negative information.

We support ALT on major blockchains including Ethereum, Polygon, BSC, and Arbitrum. Choose the network with the lowest fees for your transaction.

We support MetaMask, WalletConnect, Coinbase Wallet, Trust Wallet, and most major crypto wallets. If your wallet supports Web3 connections, it should work with our platform.

Gas fees depend on network congestion and the blockchain you choose. We recommend using Layer 2 solutions like Polygon or Arbitrum for lower fees. Gas fees are separate from our loan fees.

Yes! Once you have a good payment history, you can apply for loans in different cryptocurrencies. Each loan is evaluated separately based on the specific asset and current market conditions.